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We've switched back to (mostly) a cash budget, for various reasons. I was really tired of boring old blank envelopes, so I decided to put my scrap booking stuff to good use (I am not a scrap-booker, but I received some supplies as a gift), and make a fun envelope book!

I chose my patterned paper, and then cut a template of an envelope. I used my sewing machine to sew the envelopes together--much more fun than glue! Then I decorated the envelopes, put the categories on them, and fashioned it into a book. I covered two thick pieces of cardboard with paper, punched holes in all of the envelopes, and tied it all together with fun yarn. Here's some photos of the final product!